San Jose, CA -- (SBWIRE) -- 07/11/2012 -- Borrow money at zero percent interest? Liquidate debt in a fraction of the originally projected timeframe? Turn the tables on powerful banks and credit bureaus? Credit and debt solutions are now more accessible than ever before to American consumers hungering for accurate and useful information in today’s challenging economic climate.

The reason is a new book entitled The Newest Story of O: How to Legally Pay 0% Interest on the Money You Owe & Eliminate Your Debt in a Fraction of the Time—Secrets to Making the Credit System Work in Your Favor.

The Newest Story of O is unique for at least three reasons. It is the first detailed how-to guide on leveraging zero-interest loans, usually termed balance transfers, through credit cards. It is the first consumer handbook that clearly and concisely shows the connection between credit improvement and debt minimization. It is the only book in its category to offer the latest cutting-edge inside information, such as the details about the new “super” credit bureau—not covered by any other similar title—and the nuts-and-bolts of online peer-to-peer lending, a hot new trend.

“Your credit history and the scores that go along with it serve as your passport to full participation in the U.S. economy,” says Berman, who wrote the book following almost three decades of study. “As a consumer, your ability to take full advantage of numerous financial benefits will be limited, to whatever extent this passport is not in good standing.”

A difference of only 1% on a 30-year fixed home loan for $250,000, for example, translates into approximately $60,000 in total interest paid during the life of the loan. Not only will command over one’s personal credit save the average consumer tens of thousands of dollars on a home mortgage.

Credit profiles now enter into many other key aspects of life, as well.

If people think being turned down for an apartment, an insurance policy or a job can be a serious inconvenience, imagine what it’s like to be refused emergency medical treatment because of a credit score. A low score, even if it’s based on erroneous information, can prevent a patient from being admitted to a hospital, for urgent medical care.

The solution to all these problems is the type of practical and accurate information available in The Newest Story of O, in which the ten individual chapters may be read as stand-alone modules, featuring concise summaries at the end, for easy overview and review. As a recent reader review on Barnes & Noble’s website exclaims, “For once, a book that makes good on all the promises on its cover!”

The print edition of the book retails for $19.95 and is available to booksellers through both Baker & Taylor and Ingram. The ebook version is just $9.99. Details may be found online, at http://www.BestCreditBook.com.

About the Author
Harvard-educated Daniel K. Berman has studied consumer credit for more than 25 years. In this unique and informative guidebook, he brings to bear the knowledge acquired in the trenches as a credit counselor, as well as his training as an investigative news reporter and a social science Ph.D.

The results of this practical, personal experience and meticulous research are presented here in a format that is both easy-to-read and entertaining