New Market Study Published: Life Insurance in Iran, Key Trends and Opportunities to 2016
The Iranian life insurance segment accounted for the lowest market share of the Iranian insurance industry. One of the key challenges the segment faces is the problem of adverse selection, a situation where the information asymmetry between policy holders and insurers leads the market into a situation whereby policy holders claim losses that are higher than the average rate used by insurers to set their premiums. The disciplined saving of citizens, in order to support them during retirement, coupled with...
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