Springfield, IL -- (ReleaseWire) -- 04/15/2014 -- For seniors and individuals approaching their golden years, access to health and medical insurance is an essential priority. Americans aged 65 and above must know their Medicare options to ensure they maximize their benefits from the social insurance program administered by the federal government.
As set in the terms and conditions of Medicare, participating in the program allows 60-year-olds the opportunity to receive comprehensive insurance coverage. Detailing these fundamentals to seniors is the new website, IllinoisCaresRx.com.
With an aim to assist every elder as they opt to enjoy their Medicare health and medical benefits, IllinoisCaresRx.com explains how Medicare Plans A to J work. The website focuses on Medicare Part D, the prescription drug coverage for people insured under Medicare, which went into effect on January 1, 2006 as part of the Medicare Modernization Act of 2003.
According to IllinoisCaresRx.com, majority of elders need Medicare Part D coverage to help them cover the cost of prescription drugs. It is an optional part of the Medicare coverage that requires a monthly premium from participants. Seniors also get to choose between a Medicare Part D Prescription Drug Program or a Medicare Advantage Prescription Drug plan, which is a standalone plan that is offered through a private company, but approved by Medicare.
IllinoisCaresRx.com also provides a thorough discussion of Medical Insurance Plans in various states all over the country, including in New Jersey, Louisiana, Colorado via http://www.illinoiscaresrx.com/colorado-medicare-insurance-plans/, California, Ohio, Florida and Texas via http://www.illinoiscaresrx.com/texas-medicare-insurance-plans/. In an effort to widen the knowledge of readers regarding Medicare Part D in their state, the website lays out detailed information on the many state pharmaceutical assistance programs that have been created in order to offset the cost of the coverage.
To find out more about Medicare for seniors and the choices they must make as they secure their medical, health and dental coverage under the program, please visit http://www.illinoiscaresrx.com for additional information.
Illinois Cares Rx was developed to help seniors learn about their Medicare options and save money comparing rates of different companies. Offering relevant Medicare data and quotes for residents of various states, the website aims to assist seniors in making an informed decision regarding their Medicare insurance plans.