AMS Financial, well-known for its simple, straightforward, hassle-free loans, now offers Student Loans for Personal Expenses. Their student personal expense loans get approved within 30 seconds and that too, with their 0% card program. AMS intends to help students with their growing educational expenses which can, at times, be difficult to tackle. Their student loans are available for meeting expenses like buying books, accommodations, health insurance, and lots more. They provide the best student expense loans that are beneficial both for students as well as parents. To make things simpler for the borrower, they provide a school expenses loan calculator which gives a clear picture of the expected interest rates they will have to pay.