Toms River, NJ -- (SBWIRE) -- 05/31/2012 -- Local Toms River Mortgage Lender Tom Altieri reveals the truth at a new website http://www.newjerseyharpmortgage.com that is full of free information on how to get approved on the new harp 2.0 refinance program. This will help New Jersey homeowners who have seen their equity evaporate over the past several years refinance their New Jersey Mortgage into today's low rates.

Finally help for homeowners who want to refinance but owe more on their mortgages than their homes are worth. New Jersey Mortgage Services is offering refinances through HARP 2.0, a program that allows borrowers to refinance regardless of how deeply underwater they are.

New jersey homeowners were hit hardest by the housing downturn, homeowners have been waiting to refinance their New Jersey Mortgage under HARP 2.0 for months, as it is their only chance to refinance at a lower rate.

For most consumers a mortgage is the single largest financial transaction they will make during their lifetime. In fact, most mortgage payments account for approximately 32% of consumer's monthly income.

Tom Altieri has put together a new website to allow consumers the ability to obtain all of the information they need to qualify and be approved under the harp 2.0 refinance.

Visit Tom here to see if you qualify for this limited time opportunity, a path to a lower New Jersey Mortgage Rate http://newjerseyharpmortgage.com

Toms River , New Jersey - based mortgage expert Tom Altieri specializes in providing information to consumers that allows them to make informed decisions about their mortgage financing options and learn the insider secrets that can save them thousands of dollars over the life of their loan.

Tom Altieri is available for interviews and will welcome all your mortgage related questions.

Call 800-789-9293 for a Free No-Obligation Consultation or visit

http://www.newjerseyharpmortgage.com