Orem, UT -- (SBWIRE) -- 08/04/2011 -- It happens at one time or another to most people: a financial emergency comes up, payday is over a week away, and the amount of cash-on-hand is small or non-existent. In situations like these, people must find a way to get the cash they need right away to take care of whatever problems they are having.

Payday loan companies can help people get an advance on their next paycheck to help with their current financial crisis. Also called a payday advance, these are short-term loans that are typically paid back with the next paycheck.

One problem people face when using these lenders is knowing how to select the one that is best to work with. Many cities have numerous payday loan companies, each with different rules, conditions, and maximum loan amounts. Researching which one is best can take a lot of time, which most people in a financial crisis usually do not have.

Payday Loan Zone has recently received a lot of attention for its ability to help match up its customers with lenders who best fit their payday loan needs. The payday loan lending network company provides a fast and secure way to get up to $1,500 in payday loans online.

“Our application is easy to fill out and completely confidential,” said company spokesperson Sam Wilson. “Once you have provided us with your information, we will find the lender to best fit your payday loan needs for you. It really is that simple.”

To obtain their payday loans online, Wilson said customers then complete an online loan application or send the application via fax to the specific company Payday Loan Zone has suggested. If the lender requires employment verification, pay stubs can also be faxed.

Using the Payday Loan Zone website to secure payday loans online is absolutely free of charge, Wilson added. Any payment terms and conditions are between the lender and the consumer. Loan terms typically include the amount of the loan, the loan APR, payment schedules, and more.

Securing payday loans online is also quick when done through Payday Loan Zone, which is definitely a positive thing for cash-strapped people needing to pay their rent, buy groceries or medicine, or fix their car right away. Once the website matches its customer with the lender that will best fit that person’s cash advance needs, the company will deposit the payday loan directly into the consumer’s account.

For more information on Payday Loan Zone, visit http://www.paydayloanzone.com.