Hooksett, NH -- (SBWIRE) -- 12/11/2014 -- Of the approximately 220 million Americans who have credit files with the three credit bureaus (Equifax, Experian, and TransUnion), about 20% of the individuals have what is classified as very poor credit, bad credit, or "deep subprime scores," according to Experian. Research compiled from the credit bureau indicated, the number of people with really low credit scores rose recently more than 16% to 40 million.

According to Adam Secore of Direction Financial Services "You can improve a poor credit score by purchasing a new or used vehicle and making your payments on time." He goes on to say, over the lifetime of a loan, on time or early payments show responsibility and credit worthiness, and increase credit scores.

"Job loss, divorce or medical bills can ruin a persons credit score in a heartbeat. A poor credit score can touch almost every area of your life. From higher interest rates, higher insurance premiums and lost job opportunities a low rating can cost you opportunities." says Adam Secore of Right Direction Financial Services. "No matter your credit score or budget, we can help you finance a new or used vehicle. Having reliable transportation is necessary. Without it, a person cannot get to work, the grocery store or to school. Not having a car can make an unfortunate situation, worse. We are here to help."

"We are in the business of making affordable auto loans available. when you make scheduled car payments on time, a poor credit score will begin to raise over the lifetime of the car note. Improved credit scores give greater buying potential, lower insurance rates and possibly better jobs. With the right financing and terms on a new or used vehicle, a persons credit problems can be reversed." States Secore.

Secore further commented on a few of the services provided at Right Direction Financial Services. "If you have an older vehicle that you would like to trade in, go to our website and enter in information. Our online calculator will give you an approximate trade-in value. Not only can you get information about trading your car in, you tell us what kind of car you are looking for and be pre-approved before you enter our office. The payment calculator that can help you decide what type of car is right for you. There is also a credit score estimator that will give you an idea of what your credit score looks like so you won't have any surprises. Our goal is to educate our customers and to match them with the right car or truck that is best for them. If someone wants to know about the opportunities we can provide, they can access this resource at www.rightdirectionfinancial.com".

Bad credit impacts more than the interest rate a person is charged on their credit card. Car insurance companies believe a person with a low credit score is more likely to be less responsible behind the wheel. Employers view them as potentially less trustworthy. Great credit scores open doors. Purchasing a new or used car with the right financing and the discipline of never making a late payment, can turn around a poor credit score. Says Secore, "Interested buyers can get more information about purchasing a new or used car with a bad credit score, and receive advice at rightdirectionfinancial.com."

About Right Direction Financial
Right Direction Financial is located in Hookset, New Hampshire. They are in the business of helping consumers with a poor credit history. They understand the importance of owning a reliable vehicle and want to make sure every customer has the opportunity to not only have a trustworthy vehicle, but one they can afford. With special financing opportunities and an extensive inventory, they are putting drivers back behind the wheel of their own vehicle, every day.