Melbourne, Australia -- (SBWIRE) -- 02/05/2015 -- Being an Australian based insurance provider ADVISER, Superhero Insurance has become the experts to turn to when consumers are looking for Total and Permanent Disability Insurance. There are three types of TPD Insurance to choose from: for people with their own occupation, home duties, and any occupation.

There are unfortunate situations like serious illnesses, car or work accidents that might lead to total and permanent disability, so the person cannot return to full-time work, neither to support his family as before. Superhero Insurance provides the much-needed security in such situations, offering three different types of TPD Insurance.

The company pays a huge amount to the sufferers along with the great benefits that come with it, bringing them the peace of mind they need. This will allow family members to not lower their lifestyle if unforeseen circumstances happen.

The three main types of TPD Insurance available in Australia and offered by Superhero Insurance include:

- Own-occupation is a type of TPD Insurance made for people, who are unlikely to work on their own occupation again. The pro of this insurance is that it gives people more flexibility at the time of claim. However, it is valid for certain occupations only and is more expensive compared to other types.
- Any occupation is the second TPD Insurance type made for people, who eventually are unlikely to return to their usual business, profession or other occupations that they have been trained or educated for and gained the necessary experience in these particular fields.
- Home duties; on the other hand, is intended for people, who are unable to make any normal domestic duties for at least three consecutive months or more. To be eligible for this type of TPD Insurance, the company has to closely consider the medical evidence in order to identify the exact level of disability and helplessness.

A spokesman for Superhero Insurance cover said: "Nobody knows what will happen in the future. It is always wise to plan ahead, and by having TPD Insurance it gives people peace of mind.

For more information on TPD Insurance, provided by Superhero Insurance and to find a quote form, please visit http://www.superheroinsurance.com.au/tpd.html.

About Superhero Insurance
Superhero Insurance is an Australian insurance company operated and owned by local professionals. It is 100% independent of any financial or banking institutions. Their goal is to serve the community and provide financial security to all Australians during the times of need.

Media Contact:
Patrick O'Connor
Superhero Insurance superhero@parkhill.com.au
Level 14, 309 Kent Street, Sydney
http://www.superheroinsurance.com.au
1300 728 252

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