SWBC Mortgage - Justin Phillips

California Refinancing Expert Explains New Home Affordable Refinance Program

Help has finally arrived for California home owners whose property values have dropped over the past couple of years. In order to lower costs of mortgage installments today and get a good fixed rate plan underway for repayment, many people are turning to the Home Affordable Refinance Program (HARP or HARP 2.0), also known as the Making Home Affordable Program.

Encinitas, California Based Mortgage Banker Reveals 3 Things Lenders Don’t Want You to Know About Shopping for a Mortgage Online

Anyone who’s even remotely interested in shopping for a home loan has probably paid attention to all those commercials on TV touting the ease of using any of a variety of Internet services to compare mortgage offers from the comfort of your home. You may even have tried a couple of them yourself. But Justin Phillips, a Loan Officer with SWBC Mortgage, says Encinitas, California residents need to watch out when trying to use the Internet to do the heavy lifting for them.