Grand Rapids, MI -- (SBWIRE) -- 09/13/2013 -- When financial advisor Dennis Tubbergen isn't helping his own clients he can usually be found writing his daily blog, his monthly newsletter Moving Markets or interviewing his next guest expert for his weekly radio show.

Tubbergen's guest this week is author Neil Howe. Howe is an American historian, economist and demographer. He is perhaps best known for his work with Neil Strauss on social generations and generational cycles in American history. Howe is also the president of LifeCourse Associates, a consulting company he founded with Strauss to apply their generational theory.

Howe is also a senior associate at the Center for Strategic and International Studies' Global Aging Initiative and a senior advisor to the Concord Coalition.

Tubbergen, who is an author, radio show host, and CEO of PLP Advisors, LLC, spends a lot of time giving his opinions on the economy in his online financial blog. On September 13, 2013 his blog was titled Optimism: Is It an Investor's Worst Enemy?

"Market Watch recently ran a piece that argued investors will do whatever they need to do to convince themselves that their position is the right one," began Tubbergen.

Below he quotes briefly from the July 6, 2013 article.

Yes, the investor’s brain is its own worst enemy: “During every bubble, investors truncate historical data to build a model that shows them exactly what they want to see: low risk and big returns,” says Motley Fool’s Morgan Housel. “When you want to believe something, you’ll do what is necessary to convince yourself that it’s true. Like ignoring historical data that gets in the way.”

Why? Because the brains of Wall Street gurus and brains of Main Street investors are in a symbiotic relationship, a “dance of death.” Wall Street gurus know the investor’s brain is gullible, easy to manipulate, will ignore facts, historical data, rational judgment, anything to to stay optimistic, even when a crash is imminent, obvious, even in progress. It’s in our DNA, our brains, it’s our nature. Yes, American investors are born optimists.

So are Wall Street gurus. Years ago we did a little research study. Turns out that 93% of time Wall Street is bullish. And today, from what we see in the field of behavioral economics, it’s also true that the brains of America’s 95 million investors are also 93% optimistic.

Get it? Americans are inherently optimistic, blind optimists. We dismiss facts, block reality, deny history, crashes, meltdowns. Wall Street gurus do it. Main Street’s 95 million investors buy the spin. We secretly want to be deceived. Even in real bad times, deep inside we trust in a better future, want the good news, optimism, happy talk, bull markets. We desperately want to forget the harsh reality of the past. So we deny stuff.

According to the "experts," this symbiotic relationship will keep going on forever and Wall Street will continue to use this fact

For Tubbergen's view on this situation, go to his website. You'll also see some great quotes from the past that have a lot more meaning today, such as these:

Goldman Sachs: “Fear priced into stocks is likely to abate as recession fears fade," and

Bernie Madoff: “It’s virtually impossible to violate the rules.”

You'll laugh. You might cry. But you definitely won't be bored.

To read the blog in its entirety go to http://www.dennistubbergen.com and select his September 13, 2013 entry.

Tubbergen’s syndicated radio show can be heard on metro Michigan stations WTKG 1230 AM and WOOD Newsradio1300 AM and 106.9 FM.

About Dennis Tubbergen:
Dennis Tubbergen has been in the financial industry for over 25 years and has his corporate offices in Grand Rapids, Michigan. Tubbergen is CEO of PLP Advisors, LLC and has an online blog that can be read at www.dennistubbergen.com. To view Tubbergen’s latest Moving Markets? newsletter, go to www.moving-markets.com.

The opinions expressed herein are those of the writer and not necessarily those of USA Wealth Management, LLC. This update may contain forward-looking statements, including, but not limited to, statements as to future events that involve various risks and uncertainties. Forward-looking statements involve known and unknown risks, uncertainties and other factors which may cause actual events or results to differ materially from those that were forecasted. Therefore, no forecast should be construed as a guarantee. Prior to making any investment decision, individuals should consult a professional to determine the risks, costs, benefits and fees associated with a particular investment. Information obtained from third party resources is believed to be reliable but the accuracy cannot be guaranteed.