San Fransisco, CA -- (SBWIRE) -- 09/21/2012 -- A bad credit rating can affect a person’s life for years into the future. A bad credit rating can prevent somebody from accessing financing options, and it could lead to thousands of dollars in extra interest payments over the course of a loan. Fortunately, the factors that affect bad credit can be removed by a good credit repair company.

New Jersey residents have plenty of different options when it comes to credit repair companies. One website has made it a mission to test and review every major credit repair company in the state. At FunNewJersey.com, visitors will find a webpage which ranks the top 10 credit repair companies in New Jersey. Rankings are assigned based on the number of negative credit items removed as well as the increase in credit score, price, and other factors.

Each top 10 listing is accompanied with a brief but detailed review of the service. The review talks about the customer service that was experienced when using the company, as well as the precise number of items that were removed and the total boost to credit score. At the bottom of each review, readers will find a listing of the pros, cons, and pricing of that particular company.

A spokesperson for FunNewJersey.com explained why these services are so helpful to New Jersey consumers:

“There are thousands of different credit repair companies in America. Unfortunately, some of them are just looking to make a quick buck from unsuspecting people. These companies charge exorbitant fees while only providing a minimal boost to credit score. We wanted to feature only the best companies in the state of New Jersey. Our top 10 list is made up of companies that have a proven track record of offering fantastic results to their customers.”

These companies provide a wide range of credit repair services. They work hard to delete negative items from credit history, including late bill payments and other hits. Some of the companies even advertise the fact that they can remove a bankruptcy from a credit report.

Price varies widely between credit repair services, but customers can browse through the FunNewJersey.com website to discover exactly how much it will cost to repair their credit score. Most companies charge a setup fee and then a monthly rate. The average subscription price tends to be between $30 to $70 per month.

Whether suffering from the effects of bad credit or simply interested in removing a bad decision from the credit history, FunNewJersey.com wants to help its visitors make an educated decision on their credit repair services.

About FunNewJersey.com
FunNewJersey.com provides detailed information about the top attractions in the state of New Jersey. The website recently unveiled a section of the site which lists the best credit repair companies in the state. For more information, please visit: http://www.funnewjersey.com/upload_user/CREDIT_REPAIR_SERVICES/BEST_CREDIT_REPAIR_COMPANIES.HTM