MarketsandMarkets

MarketsandMarkets: Opportunity Analysis in Community Banking

Customers are losing faith in large financial institutions as the “Too big to fail” theory has failed, and so they are moving back their deposits to community banks. It is the right time for community banks to capitalize on this shift and put the right programs in place to accelerate their success.

 

Dallas, TX-- (SBWIRE) -- 05/23/2010 -- Opportunity Analysis in Community Banking is a market research study designed specifically to identify the role that community banks can play in this market. The report focuses on identifying the growth strategies of the key community banks as well as the new opportunities in the community banking sector. For too long, community banks have seen their share of deposits dwindle, from 33% in 1992 to 12.4% in 2009. The current recession is proving to be a boon for the community banks. Customers are losing faith in large financial institutions as the “Too big to fail” theory has failed, and so they are moving back their deposits to community banks. It is the right time for community banks to capitalize on this shift and put the right programs in place to accelerate their success. Customers have a lot of options as there are more than 6,000 community banks, with more than 50,000 branch locations, that offer innovative product portfolio as per the needs of customers. Opportunity Analysis in Community Banking will show you how to stand out.

Browse in-depth TOC on Opportunities in Community Banking
http://www.marketsandmarkets.com/Market-Reports/Community-%20Banking-186.html

The objective of the report is to identify unmet needs for products and services to optimize product cross-selling and customer servicing. The report will provide new insights on what best in class community banks are doing to win against other community banks and large banks and give recommendations for banks intending to increase market share.

Scope of the report

• Strategy Formulation – Market definition, industry overview, market penetration, key drivers, issues and opportunities to community banks, strategy adopted by top performing community banks

• Business Models – Go-to-market strategies, competitive pricing strategy, business risk analysis

• Vendor Analysis – Products and services designed for the community banks, benchmarking key vendors

Analyst Briefing Presentation on Opportunity Analysis in U.S. Community Banking market to be held on 22nd June 2010

The BFS practice at MarketsandMarkets is pleased to announce its Analyst Briefing Presentation on the Opportunity Analysis in U.S. Community Banking market to be held on 22nd June 2010. The briefing will cover an analysis of consumer needs, behaviors, and attitudes for community banks, large banks, and community banking vendors. The briefing on opportunities in community banking- Need, behavior and attitude analysis will benefit community banks, large banks and community banking vendors.

Table of contents

1. Executive summary
2. Introduction
2.1. Report purpose
2.1.1. Report catalyst
2.2. Report structure
2.3. Research objectives
2.4. Study methodology
3. Strategy formulation
3.1. Key take away
3.2. Role of community banking in the U.S. economy
3.3. Industry Overview & growth Forecasts
3.3.1. Market definition
3.3.2. Target segments and estimated penetration of community banking
3.3.2.1. Small businesses
3.3.2.2. Retail customers
3.3.3. Impact of recession on the community banks
3.3.3.1. Top line
3.3.3.2. Bottom line
3.3.4. Key differentiating factors (large banks vs community banks)
3.4. Key forces shaping the community banking industry
3.4.1. Key drivers
3.4.1.1. Change in mind set of U.S. consumers
3.4.1.2. Lack of trust and confidence in big banks
3.4.1.3. Community banks got the customer satisfaction formula right
3.4.1.4. Awakening rural American population
3.4.2. Challenges
3.4.2.1. Industry consolidation
3.4.2.2. Regulatory funding pressures
3.4.2.3. Reduction in profit margin (how to deal with these)
3.4.2.3.1. Reduced customer expenditure
3.4.2.3.2. Reducing loan requirements
3.4.2.3.3. Declining real estate prices
3.4.3. Opportunities
3.4.3.1. New areas to invest/Market to target
3.4.3.1.1. Unbanked/under banked
3.4.3.2. New product and services (customized business and retail banking solution)
3.4.3.2.1. Remote deposit capture
3.4.3.2.2. Online banking
3.4.3.2.3. Mobile banking
3.4.3.2.4. Others
3.4.3.3. New strategies to approach the customers
3.4.3.4. Prove themselves as safe and stable
3.4.4. Competition
3.4.4.1. Competition from other banks and non bank service providers
3.4.4.2. Competition with existing community banks to increase market share
3.5. Advanced product and services
3.5.1. Mobile banking
3.5.1.1. Adoption of mobile banking in community banks
3.5.1.2. Major trends
3.5.2. Online banking
3.5.3. RDC
3.5.3.1. Adoption of RDC in community banks
3.5.3.2. Major trends
3.6. Impact of value add services on core products and services
3.7. Key focus areas for the community banks (Winning imperatives)
3.8. Ranking of top players in the industry (benchmarking)
3.8.1. Strategies adopted by top players
4. Business model
4.1. Business case on small or midsized community bank
4.1.1. Market entry strategies
4.1.1.1. Product mix
4.1.1.2. Communication mix
4.1.2. Pricing strategy
4.1.3. Business risk analysis
4.2. Business case on large sized community bank
4.2.1. Market entry strategies
4.2.1.1. Product mix
4.2.1.2. Communication mix
4.2.2. Pricing strategy
4.2.3. Business risk analysis and risk mitigation strategies
5. Vendor analysis
5.1. Vendor profiles
5.1.1. ebank system
5.1.2. FIS
5.1.3. Fiserv
5.1.4. First Data
5.1.5. Jack Henry
5.1.6. Net deposit
5.1.7. New core banking system
5.1.8. Online resource corporation
5.1.9. Sharp banc systems
5.1.10. Wausau financial services
5.2. Benchmarking key venders
5.2.1. Price
5.2.2. Product
5.2.3. Functionality
5.2.4. Presence
5.2.5. Others

To register for this briefing, please click here
http://www.marketsandmarkets.com/AnalystBriefing/community-banking.asp

Related Reports

http://www.marketsandmarkets.com/Market-Reports/merchant-remote-deposit-capture-180.html
http://www.marketsandmarkets.com/Market-Reports/wooing-underbanked-181.html
http://www.marketsandmarkets.com/PressReleases/small-business-banking.asp

About MarketsandMarkets
MarketsandMarkets (M&M) is a global market research and consulting company based in the U.S. We publish strategic advisory reports and serve as a business intelligence partner to Fortune 500 companies across the world. MarketsandMarkets also provides multi-client reports, company profiles, databases, and custom research services.

M&M Banking and Financial Services practice recognizes the challenges that financial institutions face bringing the right products to market. Our reports and consulting practice provide a unique perspective allowing the financial institution to see and experience the best way to achieve their product goals. Through a mix of case studies, primary research, and business modeling we provide a 360° view to identify how you can create, capture, and keep the value of your product and out think the competition.

Contact:
Ms. Sunita
7557 Rambler road,
Suite 727, Dallas, TX 75231
Tel: +1-888-989-8004
Email: sales@marketsandmarkets.com
Site: http://www.marketsandmarkets.com
Blog: http://marketsandmarkets.wordpress.com/