Amidst a student loan crisis and state budget challenges, controversial Texas college planner reveals “inside secrets” on how to save $5,500-$45,500 in college costs...per year!.

Houston, TX -- (ReleaseWire) -- 05/29/2009 -- Despite daily, gloomy stories about public university budget cuts and the student loan crisis, a local authority on college funding shows parents how to save tens of thousands of dollars off college costs, even if they’ve been told that they make too much money for financial aid.

“One of the most pervasive myths is that parents making six-figure incomes should not bother applying for financial aid,” says Jeremy Farmer, of College Financial Advisors in Houston. “Unfortunately, about 53% of eligible families never even bother applying for financial aid! And there’s a ton of aid to be had – about $137 Billion. And much of that is grants and scholarships - free money that never has to be paid back!”

Another surprise – it can be cheaper to attend an “expensive,” prestigious, private college compared to the “cheaper,” local public university. “The reason is that the private schools have more money to give by way of their endowments. We show this to parents on a daily basis,” said Farmer. “Given what’s happening in Texas's universities, out of state private colleges are becoming an increasingly attractive option for parents concerned about giving their children the best education possible. The trick is to understand which colleges award the best aid packages, how to position your finances to receive the maximum amount of aid you’re eligible for and how to get into these colleges!”

Farmer will host free workshops on these and other college planning “inside secrets” this month in the Houston area:

More details and an updated workshop schedule are available at: http://s2198.collegeplanningwebsystem.com

Families of college-bound freshmen, sophomores and juniors should pre-register on the website or by calling 281-822-6200. Pre-registration is mandatory as the workshops are frequently overbooked.