Miller, Stark, Klein & Associates is an experienced debt collection firm that helps individuals, families, and businesses with debt.

Charlotte, NC -- (ReleaseWire) -- 09/09/2016 --Financial management can be a challenge, especially for those struggling with finances or live paycheck to paycheck. In fact, more than half of the population in the United States live paycheck to paycheck. These financial situations can lead to large amounts of debt and even make paying bills even more difficult, especially in emergencies or during times when more cash is needed. For example, the holiday season is a time of year when individuals and families are spending more money, racking up more debt, and struggling to pay their bills, ultimately leading to serious financial problems.

However, there are a number of debt management tactics and even debt mediation services available that can help individuals and families from ending up in these financial situations. The team at Miller, Stark, Klein & Associates has years of experience working with individuals and families with debt management, debt mediation, and by providing advice on how to properly manage finances, particularly during the holiday season.

About Miller, Stark, Klein & Associates
Miller, Stark, Klein & Associates is an experienced debt collection firm that helps individuals, families, and businesses with debt. The team's strategies include debt mediation and negotiation tactics to amicably settle or reduce debt to helping clients with debt prevention methods.

The team's numerous debt mediation and debt management and prevention strategies are just some of the successes on the Miller, Stark, Klein & Associates track record. The team at Miller, Stark, Klein & Associates helps individuals, families, businesses and even students and young adults by providing financial advice, debt management techniques, and preventative measures on how to properly manage debt and/ or avoid it altogether.

How Miller, Stark, Klein & Associates Can Help with Holiday Spending and Finances

As mentioned above, the holiday season is a time when it's easy to spend money and lose track of budgets. Gift-buying, travel, parties and other events make it easy to spend more and even lose track of spending. However, the team at Miller, Stark, Klein & Associates advises individuals and families on the topics of budgeting, the importance of planning and saving, and even some cost-cutting techniques to reduce overall spending.

Although the team at Miller, Stark, Klein & Associates provides advice and tips on how to avoid debt and manage finances and debt accordingly, the team is also available to help with debt mediation even after the holidays.

If debt mediation services are necessary, then a qualified account representative will be assigned to a case and will work as a mediator between the individual and creditor to negotiate debt in the most professional and amicable way possible. The goal of debt mediation is to reach a fair agreement regarding a debt that works for both the individual and the creditor. Debt mediation also involves respecting both sides and situations, and working until both parties are satisfied with the results.

In regards to debt mediation services and tactics, the team at Miller, Stark, Klein & Associates adheres to and remains compliant with the Fair Debt Collections Practices Act.

Contact
For more information on the team at Miller, Stark, Klein & Associates, or to reach out to the team today to learn more about how you can prepare for the upcoming 2016 holiday season or to learn more about how debt mediations can help you or your business, call (888)813-6630 or email info@millerstarkklein.com.