The team at Miller, Stark, Klein & Associates wants consumers to know that they don’t have to struggle with debt and debt collectors alone

Charlotte, NC -- (ReleaseWire) -- 12/15/2016 --Financial challenges can be emotionally damaging. In fact, the majority of consumers would agree that money is their number one worry. However, for those individuals and consumers who are dealing with massive amounts of debt, past-due or delinquent accounts, and/ or bankruptcy, then they are likely dealing with debt collectors who are less than compassionate about consumers' financial challenges.

From dealing with debt collection scams to collection calls, most would agree that dealing with debt collectors is one of the worst parts of struggling with debt. And ignoring calls and attempts to collect a debt are always a bad idea. Therefore, the team at Miller, Stark, Klein & Associates wants consumers to know that they don't have to struggle with debt and debt collectors alone. The team is available to help and provide tips on how to deal with debt collectors.

Learn Your Rights as a Consumer.

One of the best possible ways for individuals and consumers to help their situations in dealing with debt collectors and to avoid becoming a victim of debt collection scams is to learn their rights. The U.S. Federal Trade Commission (FTC) has several publications designed to educate consumers about their rights under the Fair Debt Collection Practices Act.

First and foremost, harassing phone calls, threats, abusive language and any other appropriate behavior are all illegal. Threats of legal action or police action, such as arrests are also illegal. Individuals and consumers who experience these types of threats should report these instances immediately to the U.S. Consumer Financial Protection Bureau (CFPB) and the state attorney general's office.

Furthermore, according to the Federal Trade Commission, it is against the Fair Debt Collection Practices Act to mislead consumers about the consequences of not paying a debt.

On the other hand, individuals and consumers should never ignore phone calls, letters or other correspondence in attempt to collect a debt. The best thing an individual can do is to get help.

How Miller, Stark, Klein & Associates Can Help.

Miller, Stark, Klein & Associates is a trusted debt collection agency with years of experience helping consumers settle debts, work with and negotiate with debt collectors, and even provide advice and educate consumers about their rights and how to avoid debt in the future.

About Miller, Stark, Klein & Associates
Miller, Stark, Klein & Associates isn't a debt collection agency, but rather specializes in debt mediation services, which involves representing customers who need help with dealing with debt collectors. Miller, Stark, Klein & Associates has years of experience working with consumers and helping them with debt management, including educating and informing them on how to avoid debt, how to manage debt, and even avoid debt collection scams. Miller, Stark, Klein & Associates is also compliant with the Fair Debt Collections Practices Act.

Contact:

If a consumer is looking for help with debt management or requires financial advice, then they are encouraged to work with a reputable and trustworthy that can help. The team at Miller, Stark, Klein & Associates is experienced in helping consumers deal with debt collectors and help them plan a healthy financial future.

For more information on the team at Miller, Stark, Klein & Associates, or to reach out to the team today, call 888-813-6630 or email info@millerstarkklein.com.