Charlotte, NC -- (ReleaseWire) -- 11/08/2016 --United States. Life can be unexpected, which can lead to numerous financial struggles and challenges. Even the most organized and efficient financial planners can't always plan for the worst. Sometimes unexpected life events can result in debt. However, individuals don't always deal with debt management in the best possible ways, which only results in them remaining in debt.

The team at Miller, Stark, Klein & Associates has years of experience working with individuals and businesses with their debt management and financial challenges, and has learned a great deal of the financial situations that result in debt.

About Miller, Stark, Klein & Associates
Miller, Stark, Klein & Associates educates and provides insight on why individuals stay in debt once they are in over their heads. They are a professional and experienced debt mediations services agency that works with individuals and collection agencies to settle a debt. Debt mediation services is an effective and amicable method of working with individuals and debt collection agencies to collaborate and reach a fair and reasonable agreement surrounding a particular debt.

The team at Miller, Stark, Klein & Associates goes above and beyond to ensure that both individuals and debt collection agencies are respected in the debt mediation services process, and to help and represent clients move forward in a healthier financial situation.

Why Individuals Stay in Debt. The team at Miller, Stark, Klein & Associates educates and provides insight on why individuals stay in debt. According to the team, individuals remain in debt for the following reasons:

1. They are embarrassed about financial situations and want to keep up their appearances and reputations.
2. They are unwilling to sacrifice their lifestyle.
3. They're addicted to making purchases or materialistic items.
4. They don't know how to properly manage finances and debt.
5. They put off financial obligations or responsibilities.

The team at Miller, Stark, Klein & Associates is willing to help individuals conquer debt, and even takes the time to educate them on how to properly manage debt, especially in situations involving divorce or paying for college.

By educating individuals to be proactive and knowledgeable of the reasons why people end up in debt, debt management can be tackled earlier on. Miller, Stark, Klein & Associates can work with creditors and debt collection agencies accordingly to negotiate and try to reach an amicable agreement or compromise surrounding debts prior to legal processes, such as bankruptcy can occur.

Contact Miller, Stark, Klein & Associates. Regardless of whether an individual has fallen into debt due to an unexpected life event, such as a divorce or high college debts and expenditures, the team at Miller, Stark, Klein & Associates isn't here to judge. Rather, they are in the business to truly help individuals get a hold of their debt and educate them on managing it in the most effective ways possible, whether that is through a debt management program or debt mediation.

For more information on the team at Miller, Stark, Klein & Associates, or to reach out to the team today, call 888-813-6630 or email info@millerstarkklein.com.