North Bellmore, NY -- (ReleaseWire) -- 10/30/2006 --Nationally Recognized Finance Expert Marc Savage reveals The Secrets of How to Stop Running The Debt Rat Race and Finally Escape From Financial Prison

Anyone in “The Debt Rat Race” who is even remotely interested in consolidating their debts has probably considered a mortgage refinance. You may even have started to “shop” around for a new mortgage. But, Nationally recognized finance expert & host of the extremely popular radio show “Your Home Your Money” on 540AM WLIE, Marc Savage says, New York residents need to watch out when trying to work with a loan officer who just quotes payments, rates and fees.

“Sometimes, these loan officers will help people save money.” “But most of these loan officers are going to leave a lot of people with loans that aren’t the best for them. In additions the loan officers won’t give people any guidance on how to truly save money.”

Marc Savage says the problem with these loan officers is that they never really get to know anything about your financial situation other than your credit history and income level. “Lowering your payments isn’t saving money, saving money is saving money. If you don’t change your spending habits after you lower your payments you will be right back in the same situation in no time.”

So, what’s the solution? Find a loan officer or mortgage company that helps you plan your financial future. Most loan officers and mortgage companies look at you only as a commission, not as a person who needs financial help and guidance. “You need to create a financial plan and change your spending habits” says Savage.

North Bellmore, New York - based mortgage expert Marc Savage specializes in working with New York residents to create a financial plan to not only lower their monthly payments but actually use that savings to create wealth and a debt free way of life.

Marc Savage is available for interviews and will welcome all your mortgage related questions.

Call 516-326-5310 Ext.101 for a Free No-Obligation Consultation or visit:

http://newyorkmortgageexperts.com