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The Canadian life insurance segment registered a review-period (2008-2012) compound annual growth rate (CAGR) of 2.3% despite a prolonged period of low interest rates, rising levels of household debt, the European debt crisis and weak economic development. Growth was partially a consequence of re-pricing and de-risking practices adopted by insurers, which eventually strengthened their capital positions and balance sheets. Growth was compounded by the strong performance of the equity market, low unemployment rates and inflation. These factors are expected to support the growth of the segment over the forecast period (2012-2017). As such, the segment is expected to increase from a value of CAD40.2 billion (US$40.2 billion) in 2012 to CAD49.0 billion (US$47.3 billion) in 2017, at a projected CAGR of 4.1%. Numerous challenges will be faced however, with persistently low interest rates over the early part of the forecast period and regulatory challenges relating to capital and solvency margins being the main issues.

This report is the result of Timetric's extensive market research covering the life insurance industry in Portugal . It contains detailed historic and forecast data for policies and premiums. "Life Insurance Policies and Premiums in Portugal to 2017: Market Databook" provides detailed insight into the operating environment of the life insurance industry in Portugal . It is an essential tool for companies active across the Portuguese life insurance value chain and for new players considering to enter the market.

The Norwegian life insurance segment is one of the fastest-growing in the Nordic region. The segment posted a review-period (2008-2012) compound annual growth rate (CAGR) of 5.8% in gross written premium terms, despite low interest rates and the financial crisis. The segment managed to post positive growth on account of robust growth registered in the individual and group life categories. The growth was further supported by the positive economic development following the financial crisis, a situation which is expected to fuel demand for life insurance in Norway over the forecast period (2012-2017). As a result, the written premium of the life insurance segment is expected to increase at a forecast-period CAGR of 6.4%.

This report is the result of Timetric's extensive market research covering the personal accident and health insurance industry in Thailand. It contains detailed historic and forecast data for claims and expenses. "Personal Accident and Health Insurance Claims and Expenses in Thailand to 2017: Market Databook" provides detailed insight into the operating environment of the personal accident and health insurance industry in Thailand. It is an essential tool for companies active across the Thai personal accident and health insurance value chain and for new players considering to enter the market.

To develop a business, a manager needs to implement expansion tactics, not cost-cutting measures. “While it may seem a bit counterintuitive to add staff, conduct focused and expensive market research, launch sales promotions, reduce product and fee costs or launch more email campaigns, it is not. It’s thinking outside of the traditional cost-cutting box that stalls a business,” pointed out Clelland Green, CEO at benepath.net. “To reverse a downward trend, think upward. Pull out all the stops. Invest in exclusive insurance leads and employ other expansion techniques.”

This report is the result of Timetric's extensive market research covering the personal accident and health insurance industry in Thailand. It contains detailed historic and forecast data for personal accident insurance. "Personal Accident Insurance in Thailand to 2017: Market Databook" provides detailed insight into the operating environment of the personal accident and health insurance industry in Thailand. It is an essential tool for companies active across the Thai personal accident and health insurance value chain and for new players considering to enter the market.

ACI Insurance Services first opened their doors in 2004, and is proud to have reached a decade of doing business across the state, providing high quality business surety bonds in Florida, commercial auto insurance, and so much more. Today, ACI is known as one of the leading destinations online for affordable Florida surety bonds for any type of business or professional license.

Potteries Mortgage Desk has recently published a First time buyers guide and conducting help to buy clinics workshops and consultations that explains the program in careful detail, helping prospective purchasers to make sound decisions when they are trying to find a mortgage to purchase their first home.

Researchers at Cardiff University have discovered that Diabetes has tripled in the United Kingdom in the decade between 1991 and 2011. Professor Craig Currie reports to BBC Radio Five News that the occurrence of Type II Diabetes in patients under 40 has risen significantly. “They now account for 12% of all newly diagnosed cases.” Dr. Phillip Lee a practicing General Physician told the Institute for Economic Affairs that “those with medical conditions caused by their lifestyle may have to make a contribution to their healthcare costs in the future.”

The political revolution that began in 2011 continues to suppress the Egyptian economy. GDP growth declined from 5.1% in 2010 to 1.8% in 2011. The economy is struggling with reductions in foreign direct investment, inflation and high unemployment. Revenues from tourism were negatively affected by the political upheaval, while the Egyptian insurance industry maintained growth. The country's life insurance segment, which accounted for 46.5% of the insurance industry's gross written premium, expanded at a CAGR of 8.1% during the review period (2008-2012). The written premium of the segment valued EGP4.5 billion (US$0.7 billion) in 2012. In 2012, individual life insurance accounted for the highest share of the life segment with 41.6%, followed by pensions with 21.6%. The increasing population and rising awareness at times of uncertain political and economic conditions supported the growth. The segment is highly concentrated, with the five leading life insurers accounting for 99.1% of the total gross written premium in 2012.

The size and significance of the Norwegian non-life segment is relatively small compared to other countries in the Nordic region such as Denmark, Finland and Sweden. The Norwegian non-life segment's penetration was 1.5% in 2012, compared to Denmark's 2.9%, Finland's 1.9% and Sweden with 1.9% in the same year. This indicates a large potential customer base in the country. Norway is one of the best performing economies in the Nordic region. Unlike other countries in the region, Norway didn't experience a significant impact from the global financial crisis and the EU sovereign debt crisis, even though the country has numerous commercial links with EU member states and the country's exports are mainly to EU countries. Insurance providers in Norway incurred losses in 2009 as investment income declined sharply.

In terms of gross written premium, the Dutch life insurance segment is the 13th-largest in Europe, and accounted for the second-largest share of the Dutch industry (25.0%) in 2012. Gross written premium recorded a compound annual growth rate (CAGR) of 7.9% during the review period (2008-2012), from EUR79.3 billion (US$116.2 billion) in 2008 to EUR76.0 billion (US$97.8 billion) in 2012. This was primarily due to the financial crisis and the addition of savings products to bank portfolios, which provide the same tax advantages as insurance products. This increased competition and put pressure on unit-linked products.

The Swedish non-life insurance segment is mature; it recorded a CAGR of 1.9% during the review period . The economy's robustness will be reflected over the forecast period (2012-2017), with the country's non-life insurance segment is expected to increase at a CAGR of 3.8%. The five-leading non-life insurers accounted for 83% of the premium income in 2012, meaning that the Swedish non-life segment is highly concentrated. Agencies accounted for 39.1% of the new business gross written premium in 2012. Agencies are preferred by the small and medium enterprises (SMEs) in Sweden. There will be increasing consolidation among non-life insurers as there are more than 300 insurers operating in the segment. This consolidation will also be driven by the implementation of Solvency, as and when it happens, due to its emphasis on robust governance and risk management practices.

Trends and Opportunities in Venezuela Personal Accident and Health Insurance Industry to 2017: Market Profile is the result of extensive research into the personal accident and health insurance segment in Venezuela. It provides insights into the market trends, market size, growth prospects and market efficiency in the Venezuelan personal accident and health insurance market, and also provides detailed analysis of various distribution channels in the personal accident and health insurance market.

This report is the result of Timetric's extensive market research covering the non-life insurance industry in Cambodia. It contains detailed historic and forecast data for premiums and claims. 'Non-Life Insurance Premiums and Claims in Cambodia to 2017: Market Brief' provides detailed insight into the operating environment of the non-life insurance industry in Cambodia. It is an essential tool for companies active across the Cambodian non-life insurance value chain and for new players considering to enter the market.

Insurance coverage may be construed as a necessary evil, especially when unexpected challenges occur. For example, most states require some form of mandatory automobile insurance with required minimum levels of coverage. No one plans on being in an automobile accident, but having the coverage helps negate some of the liability costs associated with the occurrence. Conversely, insurance may be purchased voluntarily, i.e., life, disability, umbrella/personal liability, etc. There are many different types of insurances available and for specific needs. The availability of insurance-auto, home, life, disability, commercial, long term care, etc., are a few types available and help mitigate the cost should a fortuitous event transpire.

This report is the result of Timetric's extensive market research covering the non life insurance industry in Japan. It contains detailed historic and forecast data for marine, aviation and transit insurance. "Marine, Aviation and Transit Insurance in Japan to 2017: Market Databook" provides detailed insight into the operating environment of the non life insurance industry in Japan. It is an essential tool for companies active across the Japanese non life insurance value chain and for new players considering to enter the market.

Finding competitive quotes for car insurance has been a breeze to do online for many years. However, for years those researching minimum liability coverage for cheaper motorcycle insurance in California have had to spend hours on hold calling to compare rates of insurance companies who provide motorcycle coverage too—until now.

Euromonitor International's Industrial reports provide a 360 degree view of an industry. The Industrial market report offers a comprehensive guide to the size and shape of the Insurance and Pension Funding market at a national level. It provides the latest retail sales data, allowing you to identify the sectors driving growth. It identifies the leading companies, the leading brands and offers strategic analysis of key factors influencing the market - be they new product developments, packaging innovations, economic/lifestyle influences, distribution or pricing issues. Forecasts illustrate how the market is set to change.

This report is the result of Timetric's extensive market research covering the life insurance industry in Japan. It contains detailed historic and forecast data for premiums and claims. 'Life Insurance Premiums and Claims in Japan to 2017: Market Brief' provides detailed insight into the operating environment of the life insurance industry in Japan. It is an essential tool for companies active across the Japanese life insurance value chain and for new players considering to enter the market.

GlobalData announces the release of its annual smart grid round-up, 2013 from the Smart Grid eTrack. The newsletter provides update on the global developments related to smart grid deployment across the globe during the year 2013

Trends and Opportunities in Japan Non-Life Insurance Industry to 2017: Market Profile is the result of extensive research into the non-life insurance segment in Japan. It provides insights into the market trends, market size, growth prospects and market efficiency in the Japanese non-life insurance market, and also provides detailed analysis of various distribution channels in the non-life insurance market.

In terms of written premium, the Netherlands' insurance industry is one of the global leaders. During the review period (2008-2012) the nation's reinsurance segment registered negative growth due to the adverse effect of the global financial crisis and subsequent European debt crisis. Overall, the premium ceded to reinsurance recorded a review-period compound annual growth rate (CAGR) of -2.3%. The life and personal accident and health insurance segments held retentions above 90%, indicating an underutilization of reinsurance as a risk management tool. Moreover, the non-life segment, which previously displayed a reliance on reinsurers for the purposes of sharing risk, recorded a decline in the percentage of premium ceded from 18.9% in 2008 to 15.8% in 2012. This was due to intense competition in the segment, which forced non-life insurers to reduce premiums.

This report is the result of Timetric's extensive market research covering the non life insurance industry in Vietnam. It contains detailed historic and forecast data for liability insurance. "Liability Insurance in Vietnam to 2017: Market Databook" provides detailed insight into the operating environment of the non life insurance industry in Vietnam. It is an essential tool for companies active across the Vietnamese non life insurance value chain and for new players considering to enter the market.

Macau is one of two special administrative regions of the People's Republic of China. Its economy is predominantly dependent on tourism, gambling and manufacturing. However, the contribution of the financial services sector, including the insurance industry, is gradually increasing. The value of the Macanese insurance industry grew at a compound annual growth rate (CAGR) of 11.8% during the review period (2008-2012), with life insurance as the largest segment. The growth of the insurance industry is being driven by a growing aging population, with one of the highest life expectancy rates in the world, expanding casino-related development projects, and a favorable regulatory framework, including a wide range of compulsory insurance categories, such as motor third-party liability and professional liability insurance. The country's high life expectancy rate, which is the second-highest in the world, contributed to the growth of the life segment during the review period. These factors are expected to remain important over the forecast period (2012-2017), driving growth in the insurance industry.