ReleaseWire

Getting involved in a car accident could be too troublesome that many drivers will try their hardest to avoid it in fear that they might hit a higher car insurance rate in the coming years. A recent study reveals that even when a driver claim once, 41% more on car insurance based on several factors to determine the increase in rate will be asked in the coming years.

The author of the book, THE PERFECT RESIGNATION LETTER: I FIRED MY BOSS, Fancy Frenchwood, is arranging a book signing tour which is set to kick off at the Gunnar Nordstrom Gallery in Bellevue, WA on 4th February 2015. The original resignation letter written by the author who was at the time working for a company as a professional recruiter in Seattle is available for reading at forbes.com/sites/cherylsnappconner/2013/03/19/the-perfect-resignation-letter/

The Future of the Hot Drinks Market in Belgium to 2018 is the result of Canadean's extensive market research. The report presents detailed analysis on the Hot Drinks consumption trends in Belgium, historic and forecast Hot Drinks consumption volumes and values at market and category level, brand share and distribution channel data. This report brings together Canadean Intelligence's research, modeling and analysis expertise in order to develop uniquely detailed market data. This allows domestic and foreign companies to identify the market dynamics to account for Hot Drinks sales overall and to know which categories and segments are showing growth in the coming years.

Retail volume growth in computers and peripherals slowed to 11% in 2014, along with the stabilisation of demand for tablets. Technology-savvy consumers in the United Arab Emirates continued to be attracted by the latest computers, laptops and tablets, as surfing the internet is a favourite pastime of most residents, as outdoor activities are limited by the extremely hot weather conditions. With an internet usage penetration rate of over 90%, consumers in the United Arab Emirates are online for much of their working day, as well as at home at the weekends. Most time is spent on social networking sites such as Facebook, but increasingly youngsters are also interested in photo-based networking sites such as Instagram and Flickr.

We have substantially expanded our forecasts for the Saudi Arabian water sector, and now cover losse s, desalinated water production and non- mains consumption. These additions have resulted in the revision of our existing forecasts, and we now 1.5 % growth annually in extraction between 2015 and 2018, a 1.3% growth in cons umption, and decline in water losses reaching as much as 4% in 2018, as investment into infrastructure and improved regulatory overviews start to bear fruit.

Photos and photography are more popular than ever in Germany in 2014. Consumers are seeking a means through which to cope with busy modern lifestyles, as well as the anonymous and partial uniformity of modern society by expressing their own individuality in the pictures they take, share and surround themselves with. Media platforms such as Facebook and Instagram, as well as constantly-improving technological advances allowing fast uploads and downloads, the easy editing of pictures and the creation of individual picture products, support the modern fascination with the rather traditional medium of photographs. Approximately 2,000 shots per second were taken in Germany in 2013, with this rate showing a rising tendency.

The number of domestic tourism trips taken by Moroccans increased by 3% in 2013, rising to 8.5 million.

The impending dual epidemic of communicable and non-communicable diseases in Kenya will create business opportunities for multinational drugmakers. Investment into physician and patient education and therefore addressing one of the barriers to high-quality care in an emerging economy such as Kenya - will work to indirectly create a sales channel for their medicines, in both the public and private sector. Furthermore, efforts to raise awareness of therapeutics and disease management will work to create patient and prescriber loyalty and build trust for therapeutics for the treatment of 'new' diseases.

Both sporting goods manufacturers and telecom companies led the passive wearable electronics market in Japan in 2013. Sporting goods manufacturers such as Nike and Adidas offer passive wearable electronics similar to but surpassing sports watches in which GPS systems and OS are embedded, enabling runners to record such information as time, distance, and route.

Beauty and personal care is one of the more diverse markets with lots of different product subcategories and players. In addition, these products are part of people?s everyday lives and, as a result, consumers in beauty and personal care expect more innovation not only in terms of products, but also packaging. Russian consumers expect packaging to be user-friendly, high-quality and attractive in terms of design. Thus, manufacturers are putting a lot of effort into packaging innovation. Packaging manufacturers drive innovations in terms of functionality of packaging, whereas product manufacturers are the drivers in terms of design, in order to make their product stand out on the shelves and attract more customers. International players are more active in terms of packaging innovation, as they are trendsetters not only in Russia, but also in more developed Western markets. However, local players also understand the importance of innovation in terms of packaging and introduce new packaging solutions to Russia from abroad, especially those partnered with foreign packaging manufacturers. Nevertheless, it is hard to introduce innovative solutions to the market without the support of large marketing budgets, which is one of the problems for domestic manufacturers. Packaging innovation also helps manufacturers to cope with counterfeit products, as it is quite hard to replicate various innovative solutions, especially those in premium product lines.

The report provides in-depth industry analysis, information and insights into employee benefits in Malaysia, including:

This report brings together market data to provide a comprehensive brief of the Prepared Meals sector in Japan. This allows for the rapid identification of key growth opportunities across major Prepared Meals categories and their packaging.

Ethylene Tetrafluoroethylene (ETFE) Market by Type (Powder, Granule & others), by Technology (Extrusion, Injection & others), and by Application (Film & Sheet, Wire & Cable, Tubes, Coatings, & others) - Global Forecast to 2019

The Serbian economy struggles to sustain a healthy growth rate as it is set to contract by 2.5% in 2015 on the back of falling exports and decreasing household spending. The outlook for the retail sector is equally negative for the first half of BMI's forecast period: strict cuts on government's spending in 2015 will result in falling total household spending in 2015-2016 posing threats for the growth of retailers' sales. Population will decline slightly, and unemployment will remain high; however, this will not prevent the consistent rise of household income and steady growth of the middle class.

Russia's two bellwethers, the port of St Petersburg, the country's main box facility, and the port of Novorossiysk, one of Russia's largest ports in terms of total throughout, are set to hold their respective positions in Russia's maritime sector in 2015. Despite the recent depreciation of the rouble, we expect Russia's consumer story to remain attractive over the medium-term, helping container throughput growth at the country's ports. Economic growth continues to slow in 2015 as the main driver of growth over the past decade - household consumption - continues to weaken.

The number of outbound departures in Morocco increased by 3% in 2013, rising to 1.9 million. The numbers of outbound departures rose steadily in Morocco over the review period as more Moroccans opted to travel to other countries in North Africa and Western Europe.

This report brings together consumer insight and market data to provide a comprehensive brief of the Belgian Prepared Meals sector. This allows for the rapid identification of key growth opportunities across major Prepared Meals categories and their packaging.

This report is the result of Timetric's extensive market research covering the institutional construction industry in the United Arab Emirates. It contains detailed historic and forecast market value data for the institutional construction industry, including a breakdown of the data by construction activity (new construction, repair and maintenance, refurbishment and demolition). 'Institutional Construction in the United Arab Emirates to 2018: Market Forecast' provides a top-level overview and detailed insight into the operating environment of the institutional construction industry in the United Arab Emirates. It is an essential tool for companies active across the UAE construction value chain and for new players considering to enter the market.

Apparel and footwear specialist retailers in Colombia continued to be attractive for the expansion of foreign and local players alike. Colombians usually accept the new concepts and proposals rapidly and most are already familiar with global fashion trends, and have experienced an improvement in their disposable incomes. In the last year of the review period, brands such as A?ropostale, American Eagle Outfitters, Oysho and Tuc Tuc amongst others landed in the country.

Global Markets Direct's, 'NovaDigm Therapeutics, Inc. - Product Pipeline Review - 2014', provides an overview of the NovaDigm Therapeutics, Inc.'s pharmaceutical research and development focus.

GlobalData's clinical trial report, "Clostridium Difficile Infections (Clostridium Difficile Associated Disease) Global Clinical Trials Review, H2, 2014" provides data on the Clostridium Difficile Infections (Clostridium Difficile Associated Disease) clinical trial scenario. This report provides elemental information and data relating to the clinical trials on Clostridium Difficile Infections (Clostridium Difficile Associated Disease). It includes an overview of the trial numbers and their recruitment status as per the site of trial conduction across the globe. The databook offers a preliminary coverage of disease clinical trials by their phase, trial status, prominence of the sponsors and also provides briefing pertaining to the number of trials for the key drugs for treating Clostridium Difficile Infections (Clostridium Difficile Associated Disease). This report is built using data and information sourced from proprietary databases, primary and secondary research and in-house analysis by GlobalData's team of industry experts.

Street stalls/kiosks records 4% current value increase, reaching NOK700 million in 2013. This is one percentage point higher than the review period CAGR of 3%. The reason for the increase in growth is mainly due to the increased popularity in different types of international food such as kebabs, falafel and schawarmas. The outlets selling these kinds of products have generally received better reputation in the latter years, as they have been bound to follow the firm restrictions from the...

Retailers have continued to see an improvement in 2014, significantly exceeding pre-recession value sales. However, the pace of growth has been slowing. Therefore, although still growth-minded, retailers have started to scale back their expansion plans. Overall, a very optimistic situation has been replaced by somewhat difficult conditions.

Spreads continued to grow in retail value terms in 2014, as health and wellness trends and increased versatility of spreads products continued to trigger sales. The growing focus among consumers on health and wellness factors spurred sales of categories such as honey and nut and seed based spreads as they are considered natural even if they have a high sugar and fat content. Moreover, in order to expand consumption opportunities and it turn sales, manufacturers started to promote spreads as...

A smart home is a building that is equipped with special capabilities that enable residents to remotely control an array of home electronic devices. This includes controlling many different home components such as lighting, appliances, entertainment, security, and more.