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Life insurance is the second-largest segment in the country's insurance industry, accounting for 21% of gross written premium in 2012. The main reason for the decline in gross written premium during the review period is the global financial crisis of 2008 which adversely impacted the Romanian economy, producing high unemployment rates, a high budget deficit, and a fall in demand. The country's GDP declined by 6.6% in 2009 and 0.9% in 2010. In 2010, the Romanian government implemented austerity measures such as a reduction in government employee salaries and social security benefits. This further affected the purchasing power of Romanians and their ability and willingness to purchase investment products such as life insurance. The Romanian economy started to recover in 2011, primarily driven by a considerable increase in agricultural production. The country's GDP is expected to increase at a CAGR of 2.6% over the forecast period. This is expected to result in a gradual rise in the demand for life insurance products.

With no domestic energy resources, Hong Kong faces the challenge of meeting growing oil and gas demand through imports alone. Having mainland China at its doorstep helps, as the outlook for Hong Kong is linked directly to that of its parent state. Hong Kong may look to import increasing amounts of electricity directly from the mainland, thereby mitigating slightly its dependence on foreign energy resources.

Soft Drinks Market in Sri Lanka: Databook to 2017" is the result of Canadean's extensive market research covering the Soft Drinks market in Sri Lanka.

MarketLines' Marubeni Corporation Mergers & Acquisitions (M&A), Partnerships & Alliances and Investments report includes business description, detailed reports on mergers and acquisitions (M&A), divestments, capital raisings, venture capital investments, ownership and partnership transactions undertaken by Marubeni Corporation since January 2007. These reports offer a comprehensive breakdown of the organic and inorganic growth activity undertaken by an organization to sustain its competitive advantage.

Confectionery Market in Slovenia: Databook to 2017" is the result of Canadean's extensive market research covering the Confectionery market in Slovenia.

Summary Why was the report written?

As Ireland finally begins to emerge from an extremely turbulent economic period, consumers have become less focused on value and limiting spending and are once again placing greater consideration on what is better for them as opposed to what they can afford. This has proven beneficial for herbal/traditional products, a category in which products often command higher unit prices than standard alternatives. Greater consumer demand for health and wellness products, which is being driven by rising health care costs and changing lifestyles, has also proven beneficial to herbal/traditional products as more people are choosing to maintain and defend their health as opposed to merely treating illnesses once they arise.

China is one of the fastest growing global economies with a fourth population in the world, and is one of the largest healthcare markets around the world. Along with sustained economic and population growth, Chinese healthcare market has maintained annually average growth rate above 16 % since 1990s. Among them, medical devices represented dynamical growth since 2000s. By 2010, total value of medical devices on Chinese healthcare market has reached 120 billion RMB.

All Advanced Paper products are made from completely sustainable products including recycled paper and recycled water in a low-energy use manufacturing plant. Advanced Paper Forming creates quality molded pulp packaging as seen at www.advancedpaper.com .

According to the annual report by the American Society of Plastic Surgeons, around 15 million cosmetic surgery treatments were performed alone in the United States in 2013. The trend is growing globally and people are becoming more conscious towards maintaining an aesthetic appeal. In Canada, Toronto Medical Aesthetics (TMA Clinic) is a reputed cosmetic treatment center where people can undergo a complete range of treatments to enhance their aesthetic beauty and feel more confident in life.

A comprehensive and detailed-oriented report on Thermoplastic Elastomers Markets is published by Big Market Research. This report intends to provide various organizations and investors with business insights into China’s Thermoplastic Elastomers Market. Further, it will help to widen the scope of decision making and help business organizations plan strategies for forays into China’s Thermoplastic Elastomers Market.

Global demand for pesticides and agrochemicals is forecast to expand 8.7% p.a. between 2014 – 2018. Azerbaijan, China, India, Turkey, and the United States are considered the highest potential markets in the coming years.

Homes are more vulnerable in America than in a lot of places in the world due to extreme weather conditions. This leads to inevitable damage to homes that can have a devastating financial and emotional impact. Nevertheless, if individuals act fast, they can save huge swathes of a property using the right restoration equipment. All Points Restoration of Orange County now rents out their specialist restoration equipment to those who want to do the work themselves and get unbeatable rates, to minimize the financial impact of a disaster. After the success of this rental service they have recently added to the range of equipment available to rent.

Todd Koehler, head of Marketing for Frugah.com, has announced the new and improved Frugah.com site design. The new Frugah is designed to streamline the shopping experience, putting customers first over everything else. The site performs better, accepts more payment options, such as Amazon Payments, and makes the best use of Frugah.com being a Google Trusted store.

Science Fiction and Thrillers have long co-existed in the world of literature. However, many readers and critics are crying out for new narratives that don’t succumb to recycling the same few basic concepts. Thankfully, author C.J. Lawson is bucking the trend with gusto. His wholly-unique debut novel puts an entirely new spin on the good vs. evil conflict.

Branding is a core tenet of marketing and a crucial component of any business plan. In addition, a brand isn’t a static thing – every brand needs to be re-envisioned as a company attempts to expand its reach. A new blog post by Mod Girl Marketing, explains rebranding and why it is important for businesses of all sizes to periodically re-work their brands.

Clearly Innovative Home and Office Products, a company that is devoted to offering top quality products that are meant to solve everyday problems, has just announced that they have made some improvements to their immensely-popular glass chair mat. Instead of a slightly rounded mat corner, the glass mats now feature a 3-inch corner.

The recently released kick mats are made to a very high-standard, which gives them a super-long life, according to Neil Speight, co-founder of Freddie and Sebbie, a child product company based in Las Vegas.

While most people believe that design choices are decided on a whim, an unlikely yet compelling new book proves that one’s preferences may just lie in their zodiac sign. Helping readers meld interior design and astrology to create the perfect harmonious space, Kita Marie Williams is delighted to announce the launch of her new book.

Diane's Beachwear offers great savings on name brand swimsuits and accessories with special offers in time for summer fun on favorite brands of bathing suits in multiple styles.

NewForm Kitchen and More specializes in beautiful and minimalistic Euro kitchen cabinetry for homeowners in Orange County and throughout southern California.

Residents of Glendale and surrounding areas can take advantage of the specialized massage therapy services offered by PerfecTouch. The licensed massage therapists at PerfecTouch are trained to provide a number of massage services to encourage stress and pain relief. The clean, quiet facility boasts five seperate massage suites to ensure short wait times, maximum privacy, and ultimate relaxation.

According to The American Society for Aesthetic Plastic Surgery, labiaplasty procedures increased by 44 percent in 2013 alone. This procedure, designed to help those suffering from discomfort, sexual dysfunction, or an inability to perform basic daily tasks, alters the folds of skin which surround the female genitals. Childbirth, aging and congenital defects remain three causes of issues in this area. Dr. Edward Jacobson remains one of the few physicians in the United States offering this procedure, and Dr. Jacobson now has Photos on his website so women can witness the amazing results one can obtain thanks to a labiaplasty.

When partaking in spring cleaning projects, many homeowners come across various containers of household hazardous waste that are in need of recycling and or disposal. As part of spring cleaning, townships and county organizations are beginning to plan collections for their waste in a way that is economically beneficial to the environment. This June, MXI Environmental Services, LLC is announcing their services for analyzing and holding collections of household hazardous waste.

California beaches and parks will likely see an influx of both local visitors and tourists on Memorial weekend, and some local businesses will try to capture their attention.