ReleaseWire

This market research report offers an in-depth perspective on the actual market situation, trends and future outlook for vaccines in Germany.

It is not just the aftermath of the global financial crisis that is applying pressure to the balance sheets of the world's retail banks. Increasing public anger against what are perceived as punitive penalty charges has seen the UK industry regulator take a test case to the UK Supreme Court, while the US legislature has passed laws that require banks to obtain customers' permission in order to take part in overdraft protection programmes, which will blow a massive hole in the $35 billion the banks earn from such programmes. In the past, banks have been able to depend on the 'loyalty' of customers who felt that switching a bank account was a prohibitively complicated and time consuming process. However, the proliferation of comparison and switching websites in countries such as the UK means consumers can not only compare offerings from different banks, but also move their account to a new provider relatively easily.

Building a 'winning' retail bank demands significant investment in three core areas: branch banking, core modernisation technology and mobile money. Allied with a long-term vision, commitment from senior management and an environment that fosters innovation, a retail bank can outsmart and outperform its competitors. The single most important attribute that unites winning banks is the expansion of branch banking because they recognise the branch is the foundation of the customer experience, and when they get this right, they can start to achieve operational excellence and grow market share. Core modernisation technology comes in second place and this requires considerable investment. For example, Commonwealth Bank of Australia (CBA), one of the 'winning' retail banks in the report, invested A$1.1bn ($1.18bn) in its new core banking platform. However, core modernisation technology delivers efficiencies. Already, CBA expects cost savings by the end of FY2012 because of its investment. Finally, the world's winning retail banks have harnessed innovation in contactless payments and targeted the mobile channel as a battle point between them and their competitors.

Future forecasts and historic market data can improve market and strategic planning- Understand which channels and products will be the major winners and losers in the coming years- Know the share of sales between different products in your key channels and how this will develop- Assess the impact of economic recession and recovery on market growth

Synopsis: Canadean's, "Wine in Latin America to 2016: Market Guide" provides in-depth detail on the trends and drivers of the Wine market in Latin America. The quantitative data in the report (historic and forecast market values) analyses the dynamics in the Latin American countries, providing marketers with the essential information to understand their own and their competitors' position in this market and the information to accurately identify where to compete in the future.

Canadean's, "Still Wine in BRIC to 2016: Market Guide" provides in-depth detail on the trends and drivers of the Still Wine market in BRIC. The quantitative data in the report (historic and forecast market values) analyses the dynamics in the BRIC countries, providing marketers with the essential information to understand their own and their competitors' position in this market and the information to accurately identify where to compete in the future.

"Global Food and Beverage Survey 2012-2013: Market Trends, Buyer Spend and Procurement Strategies in the Global Food and Beverage Industry" is a new report by Canadean that analyzes how global food and beverage industry companies' procurement expenditure, business strategies, and practices are set to change in 2012-2013. This report provides data and analysis on category-level spending outlooks, budgets, supplier selection criteria, business challenges, and investment opportunities of leading purchase decision makers in the global food and beverage industry. The report also identifies future growth of buyers and suppliers, M&A, and e-procurement in the global food and beverage industry. This report not only grants access to the opinions and strategies of business decision makers and competitors in the global food and beverage industry, but also examines their actions surrounding business priorities. The report also provides access to information categorized by region, company type, and sizes.

The Future of the Chilled and Deli Foods Market in the US, to 2016 is the result of Canadean's extensive market research. The report presents detailed analysis on the chilled and deli foods consumption trends in the US, historic and forecast Chilled and Deli Foods consumption volumes and values at market and category level, brand share and distribution channel data. This report brings together Canadean Intelligence's research, modeling and analysis expertise in order to develop uniquely detailed market data. This allows domestic and foreign companies to identify the market dynamics to account for chilled and deli foods sales overall and to know which categories and segments are showing growth in the coming years

GlobalData's clinical trial report, "Exocrine Pancreatic Insufficiency Global Clinical Trials Review, H1, 2012" provides data on the Exocrine Pancreatic Insufficiency clinical trial scenario. This report provides elemental information and data relating to the clinical trials on Exocrine Pancreatic Insufficiency. It includes an overview of the trial numbers and their recruitment status as per the site of trial conduction across the globe. The databook offers a preliminary coverage of disease clinical trials by their phase, trial status, prominence of the sponsors and also provides briefing pertaining to the number of trials for the key drugs for treating Exocrine Pancreatic Insufficiency. This report is built using data and information sourced from proprietary databases, primary and secondary research and in-house analysis by GlobalData's team of industry experts.

Cabot Oil & Gas Corporation (Cabot) is an oil and gas company, mainly engaged in the exploration, development and production activities in the US. The company's major Exploration and Production (E&P) activities in the US are focused in the northern and southern regions of the country. Its operations in the northern region are mainly spread across the areas of Appalachia and the Rocky Mountains. Cabot's operations in the southern region include its E&P activities in Texas and Oklahoma.

"Business Restructuring in International Oil Companies (IOCs) - Increasing Focus on Upstream Business With Spin-Offs and Divestitures in Downstream Operations", is the latest report from GlobalData analyzing the recent divestments and spin-offs by integrated oil companies in the oil and gas industry. The report provides information about the key divestments in the downstream sector undertaken by integrated companies in order to raise the capital needed to focus on upstream activities. The report gives details about the spinoff of Marathon Oil Corporation, which formed an upstream pure play company with the same name and Marathon Petroleum Corporation, a downstream pure play company. It also provides information regarding the planned spinoff of ConocoPhillips to form a separate downstream company, Phillips 66 in May 2012. Information about divestments of downstream assets and plans for growth in the upstream sector by major integrated oil companies also features in the report, which is built using data and information sourced from company reports, primary and secondary research and in-house analysis by GlobalData's team of industry experts.

GlobalData, the industry analysis specialist, has released its new report, "Narcolepsy Therapeutics - Pipeline Assessment and Market Forecasts to 2019". The report is an essential source of information and analysis on the global Narcolepsy Therapeutics market. The report identifies the key trends shaping and driving the global Narcolepsy Therapeutics market. The report also provides insights on the prevalent competitive landscape and the emerging players expected to significantly alter the market positioning of the current market leaders. Most importantly, the report provides valuable insights on the pipeline products within the global Narcolepsy Therapeutics sector. This report is built using data and information sourced from proprietary databases, primary and secondary research and in-house analysis by GlobalData's team of industry experts.

GlobalData's new report, "Asia-Pacific Surgical Equipment Market Outlook to 2018 -Electrosurgical Devices, Hand Instruments and Surgical Sutures" provides key market data on the Asia-Pacific Surgical Equipment market - Australia, China, India and Japan. The report provides value (USD million) data for all the market categories - Electrosurgical Devices, Hand Instruments and Surgical Sutures. The report also provides company shares and distribution shares data for each of the aforementioned market categories. The report is supplemented with global corporate-level profiles of the key market participants.

Head-Up Display (HUD) Market - Global Forecasts & Analysis (2012 - 2017), By Technologies, Components (Projector, Video Generator, Combiner, Panel [LCD, OLED] & Others) & Applications (Aviation [ Military/defense & Civil], Auto & Others)

Core Views: Following 2011's political crisis, our forecasts see trend growth in Egypt settling at a lower rate over the coming five years as the political transition from authoritarian rule to competitive democracy raises political risks, slows reform momentum and weakens investment inflows. We forecast real GDP to expand by an average 5.2% between 2012 and 2016. The current transitional government is likely to sign an IMF Stand-By Arrangement before the end of the parliamentary election cycle. Such an agreement would not only provide a low-cost source of external financing, but also act as a key policy anchor. Although parliamentary elections tentatively scheduled for late 2011 are likely to be the most free and fair in Egypt's history, we expect the military to maintain considerable behind-the-scenes influence in policymaking. We do not expect the armed forces to relinquish a large share of their economic interests. The Muslim Brotherhood is likely to garner the largest share of votes in the upcoming election. Its ability to unilaterally pursue its own policies will, however, be tempered by the need to form a coalition government with parties of different ideologies. Major Forecast Changes We have revised down our forecast for the Egyptian pound in 2012, and now project the unit trading at an average EGP6.1000/US $ On the back of weaker-than-expected tourism receipts and a likely decline in remittance inflows, we expect the current account shortfall to fall further into the red over the coming months, and project the deficit coming in at 1.9% of GDP in FY 2011/12. Key Risks To Outlook Although the central bank retains a large stock of foreign reserves, a more prolonged period of capital outflows than currently envisaged would add considerable pressure to balance of payments stability. Maintaining confidence in the exchange rate will be the central goal of the central bank over the coming months. A resumption of large-scale protests on the same scale as witnessed in late January would do further harm to the country's all-important tourism sector and hold back the economy's growth potential.

35-year old Jill Treadwell has her bipolar under control until she is laid off from her job at a Contemporary Art museum losing her health insurance and medications. After her unemployment benefit amount is determined she has no choice but to pack up her apartment and move in with her mother and her mother’s new husband. As her medications dwindle away she begins to head down a dark path of depression and mania that leads to self-medication with drugs and alcohol.

Dayton auto glass specialists Glass Masters are excited to unveil their all new low price guarantee to all Dayton and Springfield area customers. Glass Masters’ low price guarantee promises a fast, professional and most importantly, low priced car windshield replacement or installation no matter the year, make or model of your car or truck. Glass Masters is always offering free auto glass instant quotes and is currently also offering an online coupon for $10.00 off any auto glass work.

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Brian Dengler, an attorney with Vorys, Sater, Seymour and Pease, will expand his path breaking course in Advanced eMedia Management at Kent State University to cover crowdfunding, venture capital and other advanced business structures for the evolving world of digital media. The course is entitled “Advanced eMedia Management,” and is offered as part of a new Masters Degree program in eMedia Management at the School of Journalism and Mass Communications at Kent State. Dengler taught the original course in 2011 and Kent State will offer the updated program during the 2012 fall semester.

Biocides are substances that kill or inhibit all life forms when introduced in sufficient concentration and/or duration. They are used to control harmful organisms and control bacterial and fungal growth. Different types of biocide such as halogen compounds, metallic compounds, organosulfurs, organic acids, phenolic, etc. are used for various applications in personal care, water treatment, wood preservation, food and beverage, paints and coatings, and others. Growth in water treatment market on account of increasing water consumption due to population growth, changing food habits, and climate change is a major driver for global biocide market.

Many homebuilders wish that they had more land so that they could make their houses even bigger. For some, however, there is no room for this kind of home expansion, and they are left to make do with the space that they have. There is one solution, however, that allows builders who are in the planning stages of their builds to get the space that they want even if they do not have room for expansion.

All over the world, enthusiasm for classic cars is growing. More and more people are discovering this unique hobby that harkens back to a simpler time. Taking care of and improving classic cars can be a delicate operation, and car enthusiasts must source their classic car parts from reliable suppliers with expert knowledge.

Women and men all over the country are seeking out cosmetic services and treatments in order to look their best. Beauty care is an industry that generates billions of dollars each year, and this figure just keeps growing.

Skin tags are a common skin condition that affects numerous people. Many people believe that if they have skin tags, they must live with them forever. However, medical technology is advancing, and dermatologists are discovering new ways to remove skin tags that do not involve a lot of risk. For skin-tag sufferers who want to try home remedies, there are also various at-home solutions available.

Decisions about live-in care for elderly relatives can be tough and should not be taken lightly. Those who are researching live-in care options must be sure that the service provider that they choose is trustworthy and reliable. At the same time, most people will have budget limitations, and so the solution must also be cost efficient.